Term loans (working capital and investment financing)
A term loan allows you to use bank finance for a specified purpose over the term of the loan agreement. These loans are available on a short, medium- or long-term basis.
How do you benefit:
the loan amount specified in the agreement is available in tranches or in a single disbursement,
repayment can be made in installments (monthly, quarterly, annual) or in a single bullet payment on maturity,
the payment schedule for principal and interest is negotiated with you individually to meet your particular needs (e.g., to correspond to the planned cashflow from an investment project),
for investment loans, a grace period for principal payments can be arranged.
