NEWS

The new product offered by DZ BANK Polska S.A combines investment with capital protection. 'DZ ALUMINIUM' gives 98% capital guarantee as well as the possibility to make additional profits depending on aluminium prices. The larger the decrease in the average aluminium price within two years from the establishment of the deposit account, the more profitable the product. The rate of return is fixed on the basis of the price quotations for high-quality primary aluminium on the London Metal Exchange (LME).

The main advantages of 'DZ ALUMINIUM' are as follows:

98% capital guarantee unless the Client terminates the deposit before maturity date

possibility to make profits depending on the decrease in aluminium prices

reduction of currency risk

simple and transparent rules

no handling fee

The deposit is opened for two years and the minimum investment is PLN 50,000. During the subscription period the funds deposited with the Bank bear interest. The withdrawal of funds during the subscription period is not additionally charged.

The subscription is open until November 16, 2009.

Where the deposit is terminated before its maturity date, a termination fee shall be charged, as stipulated in the agreement. Previous reference index values do not guarantee future performance. DZ BANK Polska S.A. is under no obligation to generate return from the deposit and does not guarantee such return.