SKANDIA Investment Plan
Skandia together with DZ BANK offers investments which combine the profitability of investment funds, either individual or combined into Model Portfolios, as well as the advantages of an insurance policy whose legal construction ensures additional unique fiscal benefits. Model Portfolios are investment strategies based on a selection of investment fund units made by an investment advisor from among strictly selected debt and equity funds to ensure the highest possible profits at a certain risk level.
The uniqueness of the offer consists of Client's ability to invest simultaneously in selected investment funds and Model Portfolios.
We offer four Model Portfolios:
PM 1The Balanced Model Portfolio is recommended to those Clients who wish to achieve higher profits in a medium and long term than from investment in safe instruments, while accepting higher risks inherent in stock markets.P>
PM 2Stable Growth Model Portfolio is recommended to those Clients who would like to see a continuous stable growth of their assets over a long period of time, a greater growth than in the case of investment in safe instruments, while accepting higher risk levels inherent in stock markets.
PM 3Equities Model Portfolio is recommended to those Clients who seek higher profits in a long term than in the case of investing in safe instruments, while accepting higher risk levels resulting from the large share of stock market instruments in the portfolio.
PM 4Active Allocation Portfolio is intended for those Clients whose aim is to achieve such results at the time of bear markets which would not depart considerably from those of investments in safe instruments, while making the maximum use of growth trends at the time of bull markets.
We also offer investment in selected foreign funds:
Funds investing in companies managed by Merrill Lynch Investment Managers (MLIM):
Merrill Lynch IIF Global Opportunities Fund and Merrill Lynch IIF US Basic Value Fund in USD
Funds managed by Credit Suisse MultiFund Management Company:
Credit Suisse MultiFund (Lux) Constellation Global or Credit Suisse MultiFund (Lux) Equity Europe in Euros.
Skandia Global Funds Skandia Euro Bond Fund in Euros or Skandia Global Funds Skandia Total Return USD Bond Fund in USD.
The minimum investment amount is PLN 20,000, USD 8,000 or EUR 6,000.
DZ Multiportfel Spektrum/Misiek Capital Fund
This is a long term investment plan with regular premium payments, intended to build capital for a child or any chosen person.
The minimum premium amount is PLN 200.
Skandia Życie Towarzystwo Ubezpieczeń S.A. is part of the international Skandia Group, a world leader in long-term saving plans based on the concept of investing assets in independent market investment funds.
